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Tax Saving (ELSS)

Tax Planning

Tax Saving (ELSS)

Save up to ₹46,800 annually under Section 80C with equity-linked mutual funds having the shortest 3-year lock-in.

Tax Saving (ELSS)

Comprehensive Overview

Equity Linked Savings Schemes (ELSS) are diversified equity mutual funds that provide tax deductions of up to ₹1,50,000 under Section 80C of the Income Tax Act. With the shortest lock-in period of just 3 years (compared to 5 years for Tax-Saving FDs and 15 years for PPF), ELSS combines high long-term capital growth with immediate tax relief.

Key Highlights & Inclusions

Section 80C Tax Deduction up to ₹1.5 Lakh Annually

Shortest 3-Year Mandatory Lock-in Among 80C Instruments

High Growth Potential via Diversified Equity Portfolios

Available via Convenient Monthly SIP or One-Time Lumpsum

Our 4-Step Structured Process

Step 01

Calculate your 80C tax deduction headroom for the financial year

Step 02

Select top-performing ELSS funds with proven consistency across market cycles

Step 03

Start a monthly tax-saving SIP or deploy a lumpsum before March 31st

Step 04

Download official 80C tax investment certificates instantly for IT filing

Why Choose HALDIA SUN for Tax Saving (ELSS)?

Lowest Lock-in Period

Only 3 years compared to 5 years for Bank FDs/NSC and 15 years for PPF.

Inflation-Beating Returns

Invests in diversified equities for superior long-term wealth accumulation.

Disciplined Tax-SIP

Avoid year-end financial crunch by investing in ELSS systematically each month.

Transparent & Regulated

Daily NAV publication and full portfolio transparency under SEBI norms.

Frequently Asked Questions

You can claim a tax deduction up to ₹1,50,000 under Section 80C, saving up to ₹46,800 in taxes annually (under old tax regime for 30% tax bracket + cess).

No. By statutory mandate, ELSS units cannot be redeemed before 3 complete years from the date of each purchase or SIP instalment.

In an ELSS SIP, each monthly instalment has its own separate 3-year lock-in period calculated from the date that specific instalment was debited.

Long-Term Capital Gains (LTCG) beyond ₹1.25 Lakh in a financial year are taxed at 12.5% without indexation as per current finance regulations.
Regulatory Risk Notice: Mutual Fund investments are subject to market risks. Tax laws are subject to amendments from time to time.

Start Your Journey with Tax Saving (ELSS)

Get in touch with Kamalesh Dolai for goal mapping, KYC verification, and seamless onboarding.

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